Global coverage
Built for money that movesYour countries. Your currencies.
Coverage isn't a country list on a pricing page. Each country in Ember arrives with wired income-tax bands, state-pension rules, capital-gains treatment and estate rules — versioned, dated, and cited — so a move you're considering is modelled, not guessed.
Versioned tax, pension and estate rules across 30 countries — every figure carrying its source and confidence.
01
What you're looking at
The live coverage grid: every country with wired rules, what's covered there, and the confidence Ember assigns to each rule — honestly, including the approximations.
02
How Ember keeps it honest
Rules live as versioned data with an as-of date, a next-review date and a citation to the primary source. When something is an approximation, the caveat travels with every number it touches — into the app, not buried in a footnote.
03
Why it's different
Multi-currency isn't a display option here: money stays in its own currency at rest, and tax is computed in each country's currency against that country's real bands. No silent single-currency flattening.
Previews on this page describe Ember’s real, shipped surfaces — nothing here is a mock-up. Your own numbers replace every example the moment you sign in.
Explore the rest
Tax, every year, in every country
See exactly where you'll pay tax — every year, in every country, for the rest of your life.
Plan the move, not just the money
Lay out your life as a sequence of countries — and see what each border crossing does to your plan.
What actually reaches your heirs
Cross-border estate maths: two countries' inheritance rules, treaties, and the waterfall from gross estate to what's left.
Battle-test against thousands of markets
Monte-Carlo simulation and every 30-year retirement since 1928 — in your currencies, not just the S&P.
See where every pound flows
A year-by-year flow of your money — income, draw, tax by country, spending — that always balances.
Let Ember find your best country & age
A dated, explained action plan across four levers — where to live, when to crystallise, what to draw first, when to claim your pension.
Every asset, every currency, one number
Track everything you own and owe — brokers synced daily, property, pensions, debts — in the currencies they actually live in.
Start free — 72 hours of everything
No card required. Every account gets the full modelling engine for 72 hours, then drops to a free plan — your data stays.